By now, if you are reading this article, you should know the basics on what mortgaging is and how to use it to protect your real estate assets. If you want to get a little bit more crafty, and thinking in different ways never hurts, this article will teach you an advanced tip on mortgaging against yourself to protect your valuable real estate.

In the prior example, you borrowed money from the bank to mortgage your real estate. Now while that will work, it also adds another burden of hiding the money you borrow from lawyers and detectives. If they even get the slightest bit of evidence that you are hiding this money, you may be under fraudulent conveyance. If you don’t know what that is, read the article named after it!

So how can you make this plan more bulletproof? Simple, use your bank account owned by the bearer share corporation, remember you own one, in Panama and take out a mortgage paid by you and owned by you! Don’t know how to do this, don’t worry we will lay it out step by step for you:

• Using your corporation, write a mortgage to take out on your real estate. The corporation will then technically own the real estate while you get money, which will be your own money, in return. This money can be, in turn, put back into the corporation without anyone’s knowledge.
• You can only do this if you find a lawyer who knows the laws and rules well enough to work around and find short cuts and loopholes.
• You may find the need to use an escrow. Your lawyer should help you do this if you need to do it. Again, all the more reason to hire a lawyer who is good at what he does.
• Remember to sell your mortgage. This doesn’t mean to exchange it for goods or money with someone else, it means you have to act as if it is real. This means making regular interest payments, it is just going back to you anyways, to the corporation.
• Now your corporation, which no one knows you own, owns the real estate not you. When lawyers try to find the owner of this corporation, they will fail. Then the lawsuit will lose merit and will eventually fall through.

Now, just like with  a real mortgage, if someone were to try to take your property from you in court, they would see you owe a large sum of the value to the corporation. In other words, even if someone does take the real estate you will be amply paid for it because the mortage will have to paid out at the close of the sale. And if the opposition even suspect you own the corporation, they still can’t do anything! Think about it, Panama does nothing but protect your privacy and you and a couple of Panamanians and maybe also your lawyer are the only people who know you own this corporation. Which of those people are going to tell on you?

Eventually lawyers will realize that going after your real estate is not that profitable and they will stop doing it. Lawyers are all about money, as long as it isn’t personal, and will leave the second it becomes about anything other than the green. And Panama will tell these lawyers that they will not give them any information over and over again until they leave so that even the most persistent ones will eventually bug off.

Owning your own mortgage is a great way to ensure you get the value of your real estate paid to you no matter what. As long as you are careful and get the proper help, it should solve any future problems you may have in protecting real estate!