If the basic tactics to get you to reveal information do not work, most collection agencies will give up. But in every profession there is always one person who doesn’t know when the game is over who will keep trying. These persistent annoyances can be tougher to deal with, which is why this article will provide you with tactics to getting rid of them as well.

If the collection agency is trying to play hardball, they may decide to go the court and go official. What this means is they will go in front of a judge for permission to bring you in for questioning. This will only happen if they really believe you are hiding assets offshore. All the more reason to not give collection agencies the slightest bit of doubt when it comes to your income.

Remember that if you are asked questions under oath, you always have the option to not answer. Lying is also an option but not a good one if you are going to get caught doing so. If you do lie, make sure you don’t get caught. You don’t want to spend time in jail for it. The simple truth is, however, that taking someone to court over this matter rarely gets results. Most people will not tell the collection agency about their offshore accounts and the judge will not be patient waiting for a person to crack. Just pretend that the account does not exist and you will not look suspicious. If you can make the collection agent look like a witch hunter, you will do yourself worlds of good under the eyes of the judge.

Even if you do get caught lying, still not a good idea, the judges tend not to care too much as it is not a huge criminal case. Again, this isn’t advocating lying but the simple honest answer is that you probably won’t get in trouble for doing so.

All collection agents know that taking someone to court is not going to do much good, which is another reason why this is a last resort for the desperate ones. The truth is that if you are taken to court, there is nothing to worry about unless you really are feeling like giving yourself away. If you say you have nothing to hide, you have nothing to hide. They will not find anything from your accounts in Panama as long as you don’t give it to them yourself. So don’t worry and smile, you will be enjoying your hard-earned money soon enough.