Our firm has the perfect solution for those wishing to process credit cards offshore.  This offshore merchant account package includes a Panama corporation + bank account + visa debit card + direct deposit merchant account.  This is not a third party merchant processing account where your funds are paid to you every 2 weeks.  Your funds are deposited directly in your Panama bank account DAILY.

Merchant Account Processing Fees

Discount Rate for Visa And MasterCard

4.75% Of Gross Sales Volume (rates can be higher depending on risk)

Administrative Fee

US$ 0.50 Per Transaction

Monthly Maintenance Fee

US$ 75.00

Max. Processing Volume per month

US$ 100,000.00

Set Up Fee And Due Diligence

US $1,500-$2,000.00

Chargebacks And Credit Policy

• Chargebacks fee: US$ 35.00 per chargeback debited to the merchant.
• Acceptable chargeback rate: Up to 1% for Visa and MasterCard separately.
• All Chargebacks received will be immediately debited to merchant.
• Acceptable credit or returns rate: Up to 5% Visa and MasterCard.
  

Risk Management

YOUR COMPANY should open two accounts, these being:

Merchant DDA Account:
This account will be credited daily with the sales proceeds. This account also will be
debited daily to replenish the Rolling Reserve Account and to deal with Chargebacks.

Rolling Reserve Account:
The risk account will withhold 10% of the total sales for six months. At the beginning of
the 7th month the 1st month is released to the merchant.

Merchant Account Requirements

1. Merchants should process a minimum of USD $10,000.00 / month.
2. Website must show privacy, security and refunds policy.
3. Website must show pricing of product(s).
4. Website must show contact information (e-mail, phone number, fax)
5. Shipping preferably by courier, if not, merchant should state that all customers
   receive a bill or receipt.
6. Merchants should present their last 6 months of processing history.
7. Merchant accounts will be granted to companies incorporated in Panama only. 

Business Activites Not Accepted for Merchant Accounts 

1. Adult Entertainment (Gambling, Horoscope, Psychic, Sexually Oriented)
2. Age Verification
3. Airline Ticket Sales
4. Alcoholic Beverages
5. Animal Sales And Breeding
6. Antiques Or Collector Items
7. Any Product / Services Considered Illegal
8. Auctions
9. Charities Through Outbound Telemarketing
10. Check Cashing Services Collection Agencies
11. Child Pornography
12. Credit Card Protection
13. Credit Repair Agencies
14. Drug Paraphernalia
15. E-Cash Merchants
16. Exporters Of Any Type
17. Future Deliver Beyond Three Months
18. Gaming, Lottery Or Raffles
19. Gift Certificates
20. Golf Clubs / Accessories
21. Home Bases Gun Dealers
22. Investments By Internet
23. Life Time Guaranteed Products
24. Multilevel Or Pyramid Marketing
25. Non FDA Approved Drugs Or Medicines
26. Outbound Telemarketing
27. Pawn Shops
28. Programs On How To Apply For Low Interest Credit Cards
29. Replicas
30. Third Parties Billing Processing œ Aggregators
31. Tickets (Travel, & Others)
32. Timeshares Programs
33. Tobacco
34. Travel Clubs, Reservation Center
35. Vitamins
36. Products Originally Form Cuba, Libya, Syria, Iraq, Iran, Nigeria, Afghanistan, North
    Korea, Eastern European And Or Any OFAC Restricted Countries.

Call +(507) 6-808-8169 for more details.